Contact us 0344 375 5501

Why choose Hitachi Capital UK?

The UK's leading point of sale finance provider 

You're in safe hands

With more than 35 years of experience in the finance industry and well over 4,000 retailers in the UK now trusting us to provide an affordable credit solution to their customers, our point of sale finance solution is second to none. 

We have the widest range of products on the market - from Interest Free to Buy Now, Pay Later - and our simple, cloud-based systems mean you could be up and running in just a matter of weeks.

Our extensive list of existing retail partnerships ranges from high street giants to ecommerce experts, spanning various specialist sectors from home improvements to healthcare.

A trusted name

With over 35 years in the finance industry and working with some of the best known brands, you know you’re in safe hands.

View the full list of case studies



  • Solutions to suit your business

  • From online to in-store, we'll help you customise a solution to fit your business needs. What's more, with all development and system management done in-house, we can deliver a platform that's truly tailored to your needs.

    Read more about our solutions

  • CreditMaster3

  • Process a customer's finance application in under 3 minutes

  • White labelled using your branding so you choose its look and feel.

  • Search functionality allows retailers to find their customers applications with minimum effort

  • Quick and easy e-signature technology means no messy, complicated paperwork

  • PaybyFinance

  • Offer your customers point of sale finance for online purchases.

  • Plug and play system with quick integration with your existing website.

  • Quick and simple application process, with a decision in seconds.

  • e-signature functionality allows goods to be dispatched straight away

Outstanding customer service

We provide the best possible experience for our mutual customers. That’s why we have been accredited by the Institute of Customer Service, named a Gold Trusted Partner of Feefo and announced as the winner of the Best Retail Finance Provider in the Consumer Credit Awards 2019.

Institute of Customer Service

ICS accreditation 2016-2022

Hitachi Capital Consumer Finance was originally accredited by by the Institute of Customer Service (ICS) in May 2016. This has now been extended until 2022.

Feefo Platinum Service Provider 2020

Feefo Platinum Service Provider 2020

With an average customer satisfaction score of 4.5/5 stars or higher for more than 3 years running, we have achieved the high standard required to win the Feefo Platinum Trusted Service Provider Award for the second year running.

Best Retail Finance Provider

Best Retail Finance Provider - Consumer Credit Awards 2019

In 2019, we were named as the Best Retail Finance Provider in the Consumer Credit Awards.

  • Dedicated relationship manager

    One-on-one support from your dedicated relationship manager will ensure your finance strategy is aligned to your wider business objectives

  • Single site location

    Our whole team – from underwriting to IT – is based in one location, meaning seamless communication and fast turnaround of requests

  • Fuss-free set up

    Our truly omni-channel solution makes system integration quick and easy, meaning you can be up and running in just two weeks

  • Interested in becoming a retail partner?

    If you'd like to speak to us about becoming a retail partner, please complete the short form and one of our team will get back to you as soon as possible.

    Alternatively, if you'd rather speak to someone straight away, feel free to give us a call on

    0344 375 5501

    08:45 - 17:15 Monday to Thursday
    08:45 - 16:45 Friday

    Retail Helpline

    If you are an existing retail partner with a general enquiry, please call our Retail Helpline on

    0344 375 5515

    Retail Helpline opening hours: 
    08:45 - 21:00 Monday to Friday
    08:45 - 18:00 Saturday
    10:00 - 18:00 Sunday

Contact us for more information

Retail Finance news

Ecommerce Integration FAQs

Nov 2019

Find out everything you need to know about integrating your ecommerce platform with our PaybyFinance system.

9 Ways to Promote Finance

Dec 2019

All too often we see retailers losing out on sales because they introduce customers to the option of paying for their chosen goods with finance too late in the buyer journey. That’s why we’ve put together this guide to 9 alternative places to plug your finance offering that are not the payment page.

The Future Of Automation In Retail

Oct 2018

Hitachi Capital Consumer Finance managing director Vincent Reboul was recently featured in an article in Yorkshire Business Insider on the future of automation in industry.

A Blueprint For Retail Investment

Sep 2018

Hitachi Capital Consumer Finance commissioned a study of more than 500 senior retail decision-makers to understand the key investment priorities within the retail sector.