Our products

Interest Bearing Credit

A simple product that allows your customer to borrow on a fixed rate, fixed term basis.

How the product works

• Fixed interest rate
• Equal monthly repayments
• Agreements can be settled at any time
• A range of payment terms available on purchases between £300 and £25,000
• A subsidy or commission may be applied, depending on the amount borrowed

Simply 10

As easy as it sounds - allow customers to take out credit and pay back in 10 easy monthly installments. Perfect for those on a strict budget.

How the product works

• Fixed interest rate of 26.3% APR
• 10% deposit required from customer
• 10 equal monthly repayments
• Available for purchases priced between £300 and £25,000
• A subsidy or commission may be applied, depending on the amount borrowed

Unregulated credit

Hitachi Capital Consumer Finance can help you broker interest free credit agreements up to 12 repayments without FCA authorisation.

Why try unregulated credit?

• Find out if credit works for your business
• Build a business case and gain internal buy in
• Get up and running while you wait for authorisation

Deferred Interest Free Credit

Your customers won’t be able to resist the lure of 0% APR and a repayment holiday period. Great for staying ahead of the competition.

How the product works

• Payment holiday at the start of the agreement
• First payment will be stated on the agreement form, and collected after the holiday period
• If agreement is not settled within the holiday period, equal interest free repayments will be made monthly
• A range of payment terms available on purchases between £300 and £25,000
• A subsidy will be charged for offering this product