Interest Option

The Interest Option solution allows customers to save on the interest if the loan is settled early, otherwise paying an agreed interest rate over a fixed period. 

Key Benefits: 

  • Interest applied at an agreed rate.
  • Repayments start approximately one month after delivery of goods/services.
  • Allocated option period.
  • If payment is settled with the option period, no interest is payable.
  • Otherwise, loan repayments are made on a monthly basis.
  • A range of payment and deferral terms available for Interest Option on purchases between £500 and £25,000.
  • A subsidy or commission can be applied depending on the amount borrowed.

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