As the UK's leading point of sale finance provider, more than 4,000 retailers of all shapes and sizes rely on us to provide their credit facility.
From driving traffic to increasing conversions, offering a point of sale finance solution could help you meet your business goals.
A recent survey of our retail finance customers showed that 55%* of customers chose to go ahead with the purchase because of the availability of an affordable credit option.
What's more, 43%* also admitted to spending more when finance was available. Can you really afford not to provide your customers with a point of sale finance solution?
*Based on 6,113 customer responses collected between January and June 2020.
Customer Satisfaction – 4.7 out of 5
Our award-winning customer service team provides our mutual customers with the same outstanding experience you would provide yourself.
Our cloud-based systems make it quick and easy for you to get up and running in just a matter of weeks. Applications take minutes and the customer will get an instant decision, with the option to e-sign their agreement, meaning no lengthy paperwork.
Our leading POS finance system can integrate with all major EPOS software, with simple plug-ins available for some of the biggest suppliers including Magento, Shopify and WooCommerce.
Hitachi Capital Consumer Finance can help you provide interest free credit agreements up to 12 repayments without FCA authorisation.
Why should I try an unregulated credit product?
From our specialist expertise in a wide range of industry sectors, to innovative products and our fully customisable omni-channel solution, find out why we're the UK's leading point of sale finance provider.
With a successful omnichannel approach in place, sofa.com teamed up with Hitachi Capital in January 2014 to offer interest free credit to customers
With deals such as 0% interest-free credit, we help jeweller Berry’s deliver on their policy of “Excellence in Every Quarter”, helping them gain new customers and stay competitive
If you'd like to speak to us about becoming a retail partner, please complete the short form and one of our team will get back to you as soon as possible.
Alternatively, if you'd rather speak to someone straight away, feel free to give us a call on
08:45 - 17:15 Monday to Thursday
08:45 - 16:45 Friday
If you are an existing retail partner with a general enquiry, please call our Retail Helpline on
Retail Helpline opening hours:
08:45 - 20:00 Monday to Friday
08:45 - 20:00 Saturday
10:00 - 18:00 Sunday
Nov 2019
Find out everything you need to know about integrating your ecommerce platform with our PaybyFinance system.
Dec 2019
All too often we see retailers losing out on sales because they introduce customers to the option of paying for their chosen goods with finance too late in the buyer journey. That’s why we’ve put together this guide to 9 alternative places to plug your finance offering that are not the payment page.
Oct 2018
Hitachi Capital Consumer Finance managing director Vincent Reboul was recently featured in an article in Yorkshire Business Insider on the future of automation in industry.
Sep 2018
Hitachi Capital Consumer Finance commissioned a study of more than 500 senior retail decision-makers to understand the key investment priorities within the retail sector.