From early next year, we’ll be rebranding from Hitachi Capital Consumer Finance to NOVUNA Consumer Finance with a fresh new look and feel. We’re really excited about our new brand and positive you’re going to love it! Find out more
As the UK's leading point of sale finance provider, more than 4,000 retailers of all shapes and sizes rely on us to provide their credit facility.
From driving traffic to increasing conversions, offering a point of sale finance solution could help you meet your business goals.
A recent survey of our retail finance customers showed that 55%* of customers chose to go ahead with the purchase because of the availability of an affordable credit option.
What's more, 43%* also admitted to spending more when finance was available. Can you really afford not to provide your customers with a point of sale finance solution?
*Based on 6,113 customer responses collected between January and June 2020.
Customer Satisfaction – 4.7 out of 5
Our award-winning customer service team provides our mutual customers with the same outstanding experience you would provide yourself.
Our expertise in retail finance is diverse and dynamic. Here are just some of the sectors in which we specialise.
A wide range of products to suit your business and your customers.
‘Out of the box’ quick, but ‘outside the box’ creative. A tailored service that suits your business.
With a successful omnichannel approach in place, sofa.com teamed up with Hitachi Capital in January 2014 to offer interest free credit to customers
With deals such as 0% interest-free credit, we help jeweller Berry’s deliver on their policy of “Excellence in Every Quarter”, helping them gain new customers and stay competitive
If you'd like to speak to us about becoming a retail partner, please complete the short form and one of our team will get back to you as soon as possible.
Alternatively, if you'd rather speak to someone straight away, feel free to give us a call on
08:45 - 17:15 Monday to Thursday
08:45 - 16:45 Friday
If you are an existing retail partner with a general enquiry, please call our Retail Helpline on
Retail Helpline opening hours:
08:45 - 20:00 Monday to Friday
08:45 - 20:00 Saturday
10:00 - 18:00 Sunday
Rural and older communities are as ready to join the cashless payments revolution as their younger and city-dwelling counterparts, new research from Hitachi Capital (UK) PLC has found.
With Valentine’s Day just around the corner, our recent research lifts the lid on how people feel about getting engaged on the most romantic day of the year, where they would choose for their partner to buy their ring from and how much they expect them to spend.
Find out everything you need to know about integrating your ecommerce platform with our PaybyFinance system.
All too often we see retailers losing out on sales because they introduce customers to the option of paying for their chosen goods with finance too late in the buyer journey. That’s why we’ve put together this guide to 9 alternative places to plug your finance offering that are not the payment page.