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Award-winning Personal Finance
Great rates from the UK’s Best Direct Personal Loan provider
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We provide unsecured personal loans from £2,500 to £25,000, with the ability to tailor your loan to suit your budget. Our online application takes just minutes to complete, giving you an instant decision and once accepted, the money can be in your account within 48 hours.
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We are the only mainstream provider to show live customer feedback 24/7 online from Feefo, where our customer satisfaction score is consistently 98% or higher. And as proud winners of the Best Direct Personal Loans Provider Award from YourMoney for the last five years running, you know you’re in safe hands.
A loan provider you can rely on
Offering competitively priced products and individually tailored service, we lend over £1.6bn per year, processing, on average, a loan application every 60 seconds.
With no hidden fees, a simple application process and straightforward repayment options, we provide the finance that helps people improve their homes, upgrade their cars and achieve their individual ambitions, whatever they may be.
- Fast online application, instant decision
- Funds can be in your account within 2 working days
- A loan processed every 60 seconds
- 98% customer satisfaction rate
Our personal finance products
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Hitachi Personal Finance is a brand of HCUK. Other brand names under which we trade include Hitachi Capital Consumer Finance, Hitachi Capital Vehicle Solutions, Hitachi Capital Business Finance and Hitachi Capital Invoice Finance.
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Contact us
Telephone
For general enquiries telephone our Customer Service Team on
Opening Hours for our Customer Service Team
08:45 - 19:30 Monday to Friday
08:45 - 12:00 Saturday
If you prefer, you can email us from your registered email address and we will action your enquiry within 2 working days.
Collections Team
If you have missed a payment, or have found yourself in financial difficulty, please contact our Collections Team by email or call us on
Opening Hours for our Collections Team
08:00 - 20:00 Monday to Thursday
08:00 - 19:00 Friday
09:00 - 12:30 Saturday
Personal Loans Help
Chat to our personal loan advisers now, who will be happy to assist you with your personal loan application.
To process a personal loan, call or email us
Opening hours for our Personal Loans Team
08:45 - 19:30 Monday to Friday
08:45 - 14:00 Saturday
*Inbound and outbound calls may be recorded for training and monitoring purposes.
Personal finance news and articles
Best Direct Personal Loan Provider For Fifth Year Running
Jul 2018
Hitachi Personal Finance won the title of Best Direct Personal Loan Provider at the 21st annual YourMoney.com Awards last night.
UK Spending Priorities Revealed: Luxuries vs Necessities
Jan 2018
Central heating, having time off work, and a TV are considered the top three necessities in 2018, while holidays abroad, subscription TV and an upmarket car are Brits’ top luxuries, according to research from Hitachi Capital UK.