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Award-winning Personal Finance
Great rates from the UK’s Best Direct Personal Loan provider
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We provide unsecured personal loans from £2,500 to £25,000, with the ability to tailor your loan to suit your budget. Our online application takes just minutes to complete, giving you an instant decision and once accepted, the money can be in your account within 48 hours.
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We are the only mainstream provider to show live customer feedback 24/7 online from Feefo, where our customer satisfaction score is consistently 98% or higher. And as proud winners of the Best Direct Personal Loans Provider Award from YourMoney for the last five years running, you know you’re in safe hands.
A loan provider you can rely on
Offering competitively priced products and individually tailored service, we lend over £1.6bn per year, processing, on average, a loan application every 60 seconds.
With no hidden fees, a simple application process and straightforward repayment options, we provide the finance that helps people improve their homes, upgrade their cars and achieve their individual ambitions, whatever they may be.
- Fast online application, instant decision
- Funds can be in your account within 2 working days
- A loan processed every 60 seconds
- 98% customer satisfaction rate
Our personal finance products
Hitachi Personal Finance Reviews
4.9/5
Customer Experience Rating
Our customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day.
Excellent, hassle free and rapid decision on loan application. Thank you
Personal Loan
04:07, May 18, 2021
Excellent customer service thank you
Personal Loan
02:12, May 18, 2021
Very good and quick to reply
Personal Loan
21:13, May 17, 2021
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Hitachi Personal Finance is a brand of HCUK. Other brand names under which we trade include Hitachi Capital Consumer Finance, Hitachi Capital Vehicle Solutions, Hitachi Capital Business Finance and Hitachi Capital Invoice Finance.
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Contact us
Telephone
For general enquiries telephone our Customer Service Team on 0344 375 5500*
All numbers that start with 03 are charged at the same rate as standard landline numbers.
Opening hours for our Customer Service Team
Monday to Friday 8:15am to 5:45pm
Alternatively, you can email us at customerservice@hitachipersonalfinance.co.uk
Please note, this request must be made from the email address registered to your account, we will be unable to action any requests or share information about your account if this is from a different email address.
We will action your enquiry within 5 working days.
Collections Team
If you have missed payment, or have found yourself in financial difficulty, please contact our Collections Team:
Telephone
All numbers that start with 03 are charged at the same rate as standard landline numbers.
If you prefer, you can email us from your registered email address or the email used at the time of application at eaqueries@hitachicapital.co.uk
Opening hours for our Collections Team
Monday to Friday 8:15am to 5:45pm
Personal Loans Help
Chat to our personal loan advisers now, who will be happy to assist you with your personal loan application.
Telephone
To process a personal loan, call us on
0343 351 9112*
All numbers that start with 03 are charged at the same rate as standard landline numbers.
Alternatively, you can email us at
loansteam@hitachipersonalfinance.co.uk
Opening hours for our Personal Loans Team
Monday to Friday: 8:45am to 7:30pm
*Inbound and outbound calls may be recorded for training and monitoring purposes.
Personal finance news and articles
Financial resolutions: Ten ways to look after your finances in 2021
Dec 2020
With 2020 finally coming to an end and a fresh year on the horizon, there’s no better time to make financial resolutions, ditch bad money habits and consider ways to improve your financial health.
Finance experts say THIS is how to bag the best Black Friday bargains
Nov 2020
With the second lockdown coinciding with Black Friday, shoppers will be vying to take advantage of bargains online this year more than ever before. The sheer volume of discounts and deals can be overwhelming, so experts at Hitachi Personal Finance have provided top tips on how shoppers can navigate the chaos and secure the best deals.
Family and finances trump relationships when it comes to finding joy
Sep 2020
More than nine out of ten UK adults would choose extended family or financial security over a partner or spouse when it comes to seeking joy, according to new research.
Jewellery customer insight: Getting engaged on Valentine's Day
Feb 2020
With Valentine’s Day just around the corner, our recent research lifts the lid on how people feel about getting engaged on the most romantic day of the year, where they would choose for their partner to buy their ring from and how much they expect them to spend.