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Smart Funding

Improve control of your finances with our Smart Funding options

We understand the roller coaster of business life and that no two businesses are the same. With our new Smart Funding flexible payment plan you can tailor your monthly repayments to create a bespoke schedule that reflects your cash flow and the seasonality of your business.

Start now

Simply enter your funding requirements and see how our Flexible Payment Plan Calculator lets you customise the monthly repayments that reflect your business needs.

Apply now


Key benefits

  • Create your own repayment schedule

  • Access business funding up to £500,000

  • Award winning finance support

  • Apply online in minutes and get an instant decision

Funding to suit your needs


If you're looking for to apply for business funding, you need to meet the following requirements:

  • Demonstrate a good credit history

  • Provide your Business name, address and Company Registration number

  • Prove that you are a GB Resident, 3+years (ex-Northern Ireland)

  • Be able to provide three sets of accounts filled at Companies House

  • Finance is available to UK based Sole Traders, Private (Ltd) companies, Partnerships Limited Liability partnership, Unincorporated entities, Public (PLC) companies

Why Hitachi Capital Finance?

We know business

Through understanding the roller coaster of business life we can structure a funding plan that matches the needs of your business 

Flexible repayment options

Our Flexible Payment Plan allows you to create your own repayment schedule

Award-winning customer service

We support your needs throughout the term and beyond to provide the support when you require it

Read some of our client reviews here

Some of our recent client reviews from our Feefo page

Customisable repayment plans

We understand that no two business face the same challenges which is why we offer flexible payment options. Funding to support your future growth is at the heart of what we do.

Geoff Maleham

Interim Joint Managing Director

Hitachi Capital Business Finance

Supporting guides and content for small businesses

  • Get in touch 

    We’re here to help answer any questions you might have.

    For more information and to speak with one of our team members, please call, email us or complete the enquiry form and we'll get back to you within one working day.

    Contact details

    Phone: 01784 227 322

    Opening hours:
    Monday – Thursday 9am – 5pm
    Friday – 9am – 4:45pm

    Email: bfcustomersupport@hitachicapital.co.uk

    Hitachi Capital Business Finance 
    Hitachi Capital House 
    Thorpe Road 
    TW18 3HP

Contact us for more information