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Wheeled Assets

Finance up to £500,000. Repay over 2 to 5 years. 
6.8% APR Representative, subject to status.

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Asset finance to keep your business rolling

At Hitachi Capital we know that vehicles (wheeled assets) are a crucial part of any company. We finance a huge range of wheeled assets including: cars, buses & coaches, heavy & light commercial vehicles, construction vehicles, trailers and more.

Our hire purchase product covers vehicles from £5,000 to £500,000 and our competitive Hire Purchase offers are tailored to you on an individual basis. You can pay us back in monthly instalments from 2 to 5 years so it doesn’t affect your cash flow in the way that an outright purchase might.

We offer wheeled asset finance to a vast array of businesses. From caterers to delivery and haulage companies, or even a small business requiring a company car. You can apply for our vehicle Hire Purchase product whether you need a new vehicle, a used vehicle, or something custom built.

We leave the choice of asset entirely up to you, whatever the brand or supplier.

How does this work?

Our hire purchase agreements allow you to purchase the asset you need and spread the cost with monthly repayments.

You can fill out our simple online application in just a few minutes to check your eligibility for our hire purchase product. We provide you with an instant online decision.

Upon receiving an accepted decision you’re free to start shopping around for a new asset, or just let us know what you've already chosen. We’ll make some checks to confirm your details, and pay your supplier within 24hrs of receiving all necessary paperwork from you.

Our hire purchase plan details

  • We can provide finance for wheeled assets between £5,000 and £500,000, for a term of 2 to 5 years.
  • Simple online response.
  • Take ownership of the asset at the end of your agreement.
  • No hidden fees.
  • Our excellent customer service team are on hand to assist you throughout the lifetime of your agreement.
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What you need to know

  • You have the option to own the asset at the end of the agreement. This means that you can continue to use the asset at no cost to your business, or you can sell it for a lump sum. 
  • An up-front deposit is payable at the start of the agreement.
  • You can claim tax 'writing down allowances', offset repayment interest against profits and re-claim VAT (if you are VAT registered).
  • In most cases, no security is required for hire purchase agreements.
  • The fixed cost of the monthly payment is determined by a number of factors including:
    • The cost of the asset
    • The deposit amount
    • The length of the agreement
    • Your company's credit score
  • A Hire purchase agreement is fixed for the agreed period – you need to make sure that the asset will still be a benefit to your business for the term of your agreement.
Construction Hire Purchase Manufacturing and Machinery Agriculture and Maintenance
  • Speed – instant response and fast payments help you get your new asset working for your business

  • Simple – just complete our short application form and we’ll take it from there

  • Competitive – you can rely on getting a competitively priced deal

  • Support – our friendly team will take time to understand the needs of your business