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How does Invoice Finance work?

How does Invoice Finance work?

  • Invoice finance is sometimes thought to be a complex and expensive way to raise finance but we're on a mission to prove how simple and cost effective it can be.

    There are two main forms of invoice finance; invoice factoring and invoice discounting. 

    Invoice factoring is a disclosed arrangement – this means your clients will know that you are using the service.

    Invoice discounting is undisclosed, meaning it’s a confidential service where your customer's won’t know of our involvement.

  • Step by step guide to Invoice Factoring
  • You supply goods and services to your customers.

  • You send your customer the invoice made payable to Hitachi Capital Invoice Finance, and send a copy to us.

  • We will give you up to 90% of the invoice amount within a day. At this stage a service fee is deducted from your account as a percentage of your turnover.

  • The customer settles the invoice in full by making payment direct to us.

  • When the remaining balance is paid, we pay the 10% balance to you, less a small fee.


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Contact our friendly UK advisors between 
8.30 - 16.45 Monday to Friday, on freephone 

0808 250 0859