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Stock Financing

Stock Financing

Stock financing is a secure way for manufacturers and distributors to finance the supply of product through their dealer network, without taking the added risk of credit exposure that is normally associated with open account sales.

Effectively, once vendor terms are agreed then we will allocate a dedicated credit limit to our approved dealers.

This allows a vendor to benefit from guaranteed payment terms from one source, allowing them to focus on their core business.

Key benefits

  • Growth: dedicated credit limits and extended payment terms mean dealers are more likely to order higher levels of a vendor’s product. Vendors can offer flexible schemes by season or product, such as demonstrator facilities. Combined with our retail schemes, this can ‘push and pull’ product through the distribution channel.
  • Improved Cashflow: stock finance takes the pressure off your cash flow as we will pay the vendor to pre-agreed terms and the dealer will only have to repay once the stock has been sold.
  • Control: we manage the credit risk through regular stock audits. The vendor has the ability to access the Hitachi Capital Business Finance stock finance operating system (APAK) which can provide for improved stock control and reduce operating costs.
  • Secure: removes the credit risk from the balance sheet and results in lower Day Sales Outstanding as the dealer non-payment risk is transferred to us and we will manage all of the collections activity.

Other Asset Finance solutions for intermediaries

  • Get in touch 

    We’re here to help answer any questions you might have.

    For more information and to speak with one of our team members, please call, email us or complete the enquiry form and we'll get back to you within one working day.

    Contact details

    Phone: 01784 411 821 
    (Monday to Friday - 9am to 5pm)


    Hitachi Capital Business Finance 
    Hitachi Capital House 
    Thorpe Road 
    TW18 3HP

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