Block Discounting

Block Discounting is a secure and sensible way to raise funds against a future income stream, for example where a business is funding Hire Purchase or Lease agreements. Essentially, we purchase ‘blocks’ of these agreements, while the business remains responsible for collecting and managing customer repayments. In return, we release funds for a period equal to the average life of the agreements discounted. Further cash can be raised as blocks are repaid, creating an ongoing stream of funding for further agreements.

Key benefits

Improved cashflow – Block Discounting takes the strain off your cashflow, quickly releasing funds tied up in fixed term agreements that can be used to grow the business

A new income stream – lets businesses make a profit between lending and funding

Secure and reliable – Block facilities are not ordinarily repayable on demand, therefore giving you much needed certainty in today’s uncertain economic environment

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