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Business Loans Explained

How it works - Benefits

We believe in keeping the application process very simple without hidden charges.

The online application couldn’t be easier, it takes just minutes to complete.

Our friendly and experienced team are available to understand the needs of your business and support you during and after the application process.

You can select and determine the repayments to suit your business needs and our knowledgeable team are on hand to assist and answer any questions you may have.


Before you apply please read the eligibility criteria and product details below.  

Hitachi Capital provide other borrowing options that may be appropriate, such as Asset Finance or Invoice Finance. 

For more information and to speak with one of our experts please contact us: email Business.finance@hitachicapital.co.uk or call 01784 411821


Eligibility Criteria & Key Product Features

Eligibility & Documents

  • Only authorised person(s) can make a business loan application
  • The application is in the name of a business currently trading in Great Britain
  • You must be able to pay for your finance by direct debit
  • You must be a permanent GB resident (Ex Northern Ireland and have been living in Great Britain for at least 36 months)
  • You must be aged 18 or above  
  • Private Co (Ltd) Limited Liability Partnership, Public Co (PLC) 
  • Business name, address registration number
  • 3 set of accounts filed at Companies House
  • Director(s) Guarantees
  • Good Credit History

Key Product Features

  • Amount: Min £5k to Max £50k
  • Duration: 12 months to 60 months
  • APR %: From 8.9% per month
  • Fees: Document fee £175
  • Application process: Online and call
  • Decision: Next working day
  • Funds to account: Within 48 hours
  • Repayment: Monthly by Direct Debit
  • Support: Specialist Relationship Manager
Apply Now

Flexible Finance with a Business Loan

Fund your business growth from £5,000 to £50,000 over 1 to 5 years instant response.

8.9% APR Representative, subject to status

Apply Now