Business Finance FAQs

Asset Finance Coronavirus FAQ's

Will this affect my credit rating?

Your credit file will not be impacted by applying a Payment Holiday, however it is worth noting that lenders may take into account other information when making future lending decisions for example, information provided by applicants or bank account information.

If you can afford to make payments you should do so, as this could mean you may pay less interest over the life of your Agreement.

Related questions

How we're supporting our customers through Coronavirus disruption Is a Payment Holiday the right thing for me? What is a payment holiday (also known as payment freeze and payment deferral)? Who can request a payment holiday? What will happen to interest / hire charge? When will my payment holiday begin? What if my payment holiday is coming to an end? What effect will delays in the postal system have on my Agreement? What if I need more help?

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