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Asset Finance

Grow your business with Asset Finance

Asset Finance is an easy way for SMEs to spread the cost of a new business purchase without tying up capital, disrupting your cash flow or opting for bank loans or overdrafts. We’re here to help your business achieve its ambitions by providing flexible funding for business assets from £5,000 to £500,000.

  • Apply online for an instant decision
  • Competitive financing terms
  • We can pay your supplier within 24 hours
  • Take control of your cash flow
  • An award-winning UK finance provider

Our simple online application process takes just minutes to complete and gives you the reassurance of an instant decision, straightforward repayment options over 24 to 60 months with no hidden fees.

We can typically pay your supplier within 24 hours of receiving all necessary paperwork and we work directly with you and your suppliers to create a tailored and affordable asset finance solution.

About Asset Finance:

Our Hire Purchase plans are suitable for businesses wishing to spread the cost of an asset. This allows you to acquire equipment or materials by paying through instalments with an initial deposit and the remainder of the balance and interest paid over time. Once all payments (including option to purchase fee) have been made at the end of the agreement, ownership of the asset transfers to the customer.

With our award winning business finance solutions we have helped thousands of businesses realise their plans for the future.


Use our Asset Finance quote calculator

Happy with your quote?

Apply now

How Asset Finance works

Key features

    • Asset finance available from £5,000 up to £500,000
    • From 5.9% APR representative
    • Repayment by monthly Direct Debit between 24 to 60 months
    • A document fee of £175 and up-front deposit is payable before release of funds
    • The monthly repayment cost is determined by factors including the cost of the asset, your deposit, length of the agreement and your company's credit score
    • You can own the asset at the end of the agreement on payment of an Option to Purchase Fee


Eligibility criteria

  • If you’re looking to apply for asset finance, you need to meet the following requirements:

    • Demonstrate a good Credit History
    • Provide your Business name, address and Company Registration number
    • Prove that you are a GB Resident, 3+ years (ex-Northern Ireland)
    • Be able to provide three sets of accounts filed at Companies House
    • Asset Finance is available to Sole Traders, Private (Ltd) companies, Partnerships, Limited Liability Partnership, Unincorporated entities, Public (PLC) companies

The application process

Fast online application

Fill out our simple online application in just a few minutes to check your eligibility. We’ll provide you with an instant online decision and no hidden fees.

Accept our offer

If you accept our offer, you’re free to choose your new asset. We can typically pay your supplier within 24 hours of receiving your paperwork.

Use your asset

Take ownership of the asset at the end of your agreement with an Option to Purchase Fee. We’re on hand to help throughout your agreement.

Apply online now

Case studies

Enterprise Finance Guarantee

“Hitachi Capital Business Finance helped secure funding under the Enterprise Finance Guarantee for a limited company that had just registered in August 2017. It would have been extremely difficult for the customer to access finance without the EFG. They turned the deal around quickly and everyone’s happy.”

John Hurst, Broker

Dash Components

"Hitachi Capital Business Finance provided a brilliant service because everything was done online and very transparent. I was particularly impressed with their customer service and it was Hitachi’s response time that stood out the most, I will definitely be coming back to finance future purchases.”

Christopher Maher, Dash Components

  • Get in touch 

    We’re here to help answer any questions you might have.

    For more information and to speak with one of our team members, please call, email us or complete the enquiry form and we'll get back to you within one working day.

    Contact details

    Phone: 01784 411 821 
    (Monday to Friday - 9am to 5pm)


    Hitachi Capital Business Finance 
    Hitachi Capital House 
    Thorpe Road 
    TW18 3HP

Contact us for more information