A Leader in Innovative Finance Solutions

About us

  • As a leading financial services company, we are authorised and regulated by the Financial Conduct Authority (FCA) and focus on markets where we can provide innovative solutions that require high service levels and a commitment to customer care.

  • For over 35 years, Hitachi Capital (UK) PLC has led the way in providing finance to enable millions of consumers and businesses to achieve their ambitions.

    We work with consumers and small to medium enterprises (SMEs) as well as corporate multinationals in the UK and mainland Europe.

    Whether it’s powering retail with market-leading point of sale finance, helping people realise their ambitions with personal loans, supporting the growth of SMEs or keeping businesses on the road, Hitachi Capital (UK) PLC has firmly established itself as one for the UK's leading consumer lending, asset finance and vehicle leasing providers.

    From 1 April 2021 we became a wholly owned subsidiary of Mitsubishi HC Capital Inc. strengthening our relationship with one of the world's largest and most diversified financial groups.

Business highlights

£104.0m profit in 2020/21

19.7% fall in profit 2020/21

£5.9bn net earning assets

£3.3bn of new business

1,550 staff across the UK

Our vision, mission and values

  • Our vision is to be the trusted brand of financial services in the UK and across Europe, with a mission of exceptional people providing outstanding customer experiences today.

    Our values are based upon the founding values at Hitachi Limited - Harmony, Sincerity and Pioneering Spirit.

More about us

Our financial performance

Hitachi Capital (UK) PLC has over 1,500 employees based across five sites around the UK and a growing presence in Europe, £5.9bn of net earning assets and over 1.3 million customers. In the financial year 2020/21 we generated profit before tax of £104.0m, and wrote over £3.3bn of new business.

Our leadership team

With decades of industry expertise and experience, our leadership team is responsible for creating and implementing the overall strategies that have made Hitachi Capital (UK) PLC a market leader in business and consumer finance.

Corporate social responsibility

We’re passionate about making a positive difference to our customers and the communities in which we work through our Corporate Social Responsibility (CSR) activities.

Our approach to Corporate Governance

Hitachi Capital (UK) PLC and its board are committed to high standards of corporate governance.


News & media

Strong Results For Hitachi Capital (UK) PLC Amid Challenging Market Conditions

Jun 2021

Hitachi Capital (UK) PLC today announces strong full year financial results, in a year marked by the heightened uncertainty and unprecedented impact of COVID-19 leading to supressed consumer lending. With a well-diversified business across commercial and consumer sectors, Hitachi Capital (UK) PLC reports profit before tax (PBT) of £104m for the 2020/21 financial year.

Is the UK financially literate? Lockdown learners fail the test

May 2021

Brits have been using extra spare time during lockdown to improve their personal finance knowledge, but still lack basic understanding of financial products and services to make informed decisions, according to a survey by Hitachi Capital UK PLC*.

Hitachi Capital Business Finance Appoints New Managing Director

May 2021

Geoff Maleham has been appointed as Managing Director of Hitachi Capital Business Finance (subject to FCA approval). Geoff has jointly led the business since the sad passing of Gavin Wraith-Carter in September 2020.

Finland Branch To Be Launched By Hitachi Capital European Vendor Solutions

Mar 2021

Hitachi Capital European Vendor Solutions has announced that it will open a direct operation in Finland by spring 2021.