A Leader in Innovative Finance Solutions

About us

  • As a leading financial services company, we focus on markets where we can provide innovative solutions that require high service levels and a commitment to customer care.

  • For over 35 years, Hitachi Capital (UK) PLC has led the way in providing finance to enable consumers and businesses to grow and prosper.

    We work with consumers and small to medium enterprises (SMEs) as well as corporate multinationals in the UK and mainland Europe.

    Whether it’s powering retail with market-leading point of sale finance, helping people realise their ambitions with personal loans, supporting the growth of SMEs or keeping businesses on the road, Hitachi Capital (UK) PLC is a strong and reliable partner.

Business highlights

£123.1m profit in 2018/19

5.8% growth in profit 2018/19

£5.6bn net earning assets

£4.0bn of new business

1,365 staff across the UK

Our vision, mission and values

  • Our vision is to be the trusted brand of financial services in the UK and across Europe, with a mission of exceptional people providing outstanding customer experiences today.

    Our values are based upon the founding values at Hitachi Limited - Harmony, Sincerity and Pioneering Spirit.

    Hitachi Capital (UK) PLC is a wholly owned subsidiary of Hitachi Capital Corporation, one of Japan’s largest non-bank financial institutions and an affiliate of both Hitachi Ltd, a world leader for manufacturing and technology, and Mitsubishi UFJ Financial Group Inc. We are authorised and regulated by the Financial Conduct Authority (FCA).

More about us

Our financial performance

Hitachi Capital (UK) PLC has over 1,300 employees based across five sites around the UK and a growing presence in Europe, £5.6bn of net earning assets and over 1.4 million customers. In the financial year 2018/19 we generated profit before tax of £123.1m, and wrote over £4.0bn of new business.

Our leadership team

With decades of industry expertise and experience, our leadership team is responsible for creating and implementing the overall strategies that have made Hitachi Capital (UK) PLC a market leader in business and consumer finance.

Corporate social responsibility

We’re passionate about making a positive difference to our customers and the communities in which we work through our Corporate Social Responsibility (CSR) activities.

Our approach to Corporate Governance

Hitachi Capital (UK) PLC and its board are committed to high standards of corporate governance.


News & media

Financial Results For Year Ended 31 March 2019

Jul 2019

Hitachi Capital (UK) PLC publishes its financial results for FY 18/19, announcing record group profits and the tenth year of successive growth

Best Direct Personal Loan Provider For Fifth Year Running

Jul 2018

Hitachi Personal Finance won the title of Best Direct Personal Loan Provider at the 21st annual YourMoney.com Awards last night.

Hitachi Capital UK Makes Franchise Acquisition

Jun 2018

Hitachi Capital UK has strengthened its business offering with the acquisition of Franchise Finance Ltd, a specialist financial services provider to the franchising industry.