A Leader in Innovative Finance Solutions

About us

  • As a leading financial services company, we are authorised and regulated by the Financial Conduct Authority (FCA) and focus on markets where we can provide innovative solutions that require high service levels and a commitment to customer care.

  • For over 35 years, Hitachi Capital (UK) PLC has led the way in providing finance to enable millions of consumers and businesses to achieve their ambitions.

    We work with consumers and small to medium enterprises (SMEs) as well as corporate multinationals in the UK and mainland Europe.

    Whether it’s powering retail with market-leading point of sale finance, helping people realise their ambitions with personal loans, supporting the growth of SMEs or keeping businesses on the road, Hitachi Capital (UK) PLC has firmly established itself as one fo the UK's leading consumer lending, asset finance and vehicle leasing providers.

    From 1 April 2021 we became a wholly owned subsidiary of Mitsubishi HC Capital Inc. strengthening our relationship with one of the world's largest and most diversified financial groups.

Business highlights

£129.4m profit in 2019/20

5.1% growth in profit 2019/20

£5.9bn net earning assets

£4.0bn of new business

1,425 staff across the UK

Our vision, mission and values

  • Our vision is to be the trusted brand of financial services in the UK and across Europe, with a mission of exceptional people providing outstanding customer experiences today.

    Our values are based upon the founding values at Hitachi Limited - Harmony, Sincerity and Pioneering Spirit.

More about us

Our financial performance

Hitachi Capital (UK) PLC has over 1,400 employees based across five sites around the UK and a growing presence in Europe, £5.9bn of net earning assets and over 1.4 million customers. In the financial year 2019/20 we generated profit before tax of £129.4m, and wrote over £4.0bn of new business.

Our leadership team

With decades of industry expertise and experience, our leadership team is responsible for creating and implementing the overall strategies that have made Hitachi Capital (UK) PLC a market leader in business and consumer finance.

Corporate social responsibility

We’re passionate about making a positive difference to our customers and the communities in which we work through our Corporate Social Responsibility (CSR) activities.

Our approach to Corporate Governance

Hitachi Capital (UK) PLC and its board are committed to high standards of corporate governance.

News & media

Financial Results For Year Ended 31 March 2020

Jun 2020

Hitachi Capital (UK) PLC today announces its latest set of financial results that demonstrates significant growth for the eleventh consecutive year.

Cashless society? Rural and older consumers join cashless payments revolution

Jun 2020

Rural and older communities are as ready to join the cashless payments revolution as their younger and city-dwelling counterparts, new research from Hitachi Capital (UK) PLC has found.

Lockdown Creates Radical Shift In UK’s Mindset On Environmental Issues

May 2020

New research from Hitachi Capital UK has established the enforced lockdown for many Brits has altered their outlook for the long term future.

Hitachi Capital UK And GRIDSERVE Join Forces To Accelerate Sustainable Energy And Electric Vehicle Charging Revolution

Apr 2020

Hitachi Capital (UK) PLC and GRIDSERVE Sustainable Energy Ltd today announce a partnership which aims to revolutionise the UK’s approach to solar energy and create the infrastructure to accelerate the adoption of electric vehicles.