OUR EXPERIENCE POWERS
UK BUSINESS

Boost your business's potential with flexible point of sale finance

As the UK’s leading point-of-sale finance provider, our flexible credit solutions work seamlessly with your business. This gives your customers the freedom to purchase across any channel, whenever they want, quickly and easily.

We offer the widest range of products on the market, including interest-free credit, buy now pay later and interest-bearing credit, as well as payment options for retailers without FCA authorisation.

Our extensive list of existing retail partnerships ranges from high street giants to ecommerce experts, and we’re specialists in a number of sectors including home improvement, leisure, furniture and healthcare.

• Process a customer's finance application in under 3 minutes
• e-signature technology means no complicated paperwork and allows you to dispatch goods straight away
• System integration is quick and easy, meaning you can be up and running in just two weeks

Flexible financial solutions to take your business to the next level

Whether you’re looking to release cash from invoices, invest in new equipment without tying up capital, we can help you unlock the funding you need to take your business to the next level.

With simple online applications, fast access to funds and excellent customer service, find out why so many businesses trust us to help them grow.

We also offer a wide range of simple, competitive wholesale and retail finance solutions for equipment manufacturers, dealers and distributors. 

• Release up to 90% of unpaid invoices in 24 hours
• Apply online to finance assets up to £500,000
• Fast online application, instant decisions, no hidden fees
• Strategic finance options and services for equipment manufacturers, distributors and brokers

Realise your ambitions with a personal loan

Whether you’re looking to improve your home, upgrade your car or take a trip of a lifetime, our competitively priced personal loans can help make your dreams a reality.

We provide unsecured personal loans from £1,000 to £25,000, with a simple online application and instant decision.

With no hidden fees, and straightforward repayment options, we process a loan application every 60 seconds and offer an individually tailored service that puts you in control - just one of the reasons we’ve been voted the UK’s Voted Best Direct Personal Loans Provider seven years running by YourMoney.com.

• Loans available from £1,000 to £25,000 tailored to suit your budget
• Simple application process and straightforward repayment options
• Instant decisions with funds available within 48 hours

Vehicle services and finance for your business

Keep your business moving with fully managed vehicle solutions for businesses of all sizes.

Whether you’re looking for a few vehicles or operate a large fleet that could include HGVs, plant machinery or custom-built specialist assets, we have the expertise and track record to develop the right solution for your business.

• We're the only provider to offer a total asset solution including trucks, plant machinery and bespoke assets
• High level service covering the whole lifecycle of fleet assets from accident and breakdown management, servicing and maintenance, to end-of-life disposal 

Hassle-free driving with personal leasing

Personal contract hire or personal leasing, can offer you a flexible, cost-effective way to fund a brand new car, for a fixed period of time - one that can be easier to manage and doesn’t tie up a chunk of your money.

If you're looking to drive the newest models, with the latest safety features and gadgets, leasing could work for you. Simply find the car you want, choose the mileage, term and initial payment of your choice, and we can do the rest for you.

You can even fully configure your car with choices of colour, trim, wheels and driver packs and save cars in your wish list to compare before placing your order.

• All makes and models available - including electric vehicles
• Fixed monthly payments can make budgeting easy
• Flexible initial rental payment and mileage terms with our vehicle configuration tool
• Hassle-free driving when you add a maintenance package (extra charges apply)
• Fair and transparent pricing with no hidden costs

Finance Solutions for Vendors across Europe

The European Vendor Solutions division (EVS) provides a range of bespoke financing solutions for specialist business assets across Europe. Working closely with manufacturers and vendors we are able to provide a range of finance solutions for each step of the equipment sales cycle – from financing the stock and demonstration equipment for your distribution channel, right through to providing finance solutions for your end user customers. 

The experienced and growing team of 40+ people are based in offices in UK, Netherlands and Republic of Ireland with a branch in Finland and a facility in Belgium* soon to open.  Across the team seven European languages are spoken, giving us the reach, expertise and experience to offer tailored financial solutions to businesses across Europe.

EVS at a glance

• In-depth product & market knowledge and industry expertise in:
  • Construction & heavy plant machinery
  • Manufacturing/industrial equipment
  • Healthcare technology
  • Materials handling
  • Sustainable energy solutions
  • Heating/cooling systems
• Flexible financing solutions for every stage of the equipment sales cycle for vendors, dealers and end users
• European office locations in UK, Netherlands, Ireland, Belgium* and Finland* with a multi-lingual team
• Transactional capabilities in 20 European countries, delivered either directly or through our network of funding partners

*from 1/4/2021