Leading financial solutions for retail, motor, business and consumers

Boost your business's potential with flexible point of sale finance

As the UK’s leading point-of-sale finance provider, our flexible credit solutions work seamlessly with your business. This gives your customers the freedom to purchase across any channel, whenever they want, quickly and easily.

We offer the widest range of products on the market, including interest-free credit, buy now pay later and interest-bearing credit, as well as payment options for retailers without FCA authorisation.

Our extensive list of existing retail partnerships ranges from high street giants to ecommerce experts, and we’re specialists in a number of sectors including home improvement, leisure, furniture and healthcare.

• Process a customer's finance application in under 3 minutes
• e-signature technology means no complicated paperwork and allows you to dispatch goods straight away
• System integration is quick and easy, meaning you can be up and running in just two weeks

Flexible financial solutions to take your business to the next level

Whether you’re looking to release cash from invoices, invest in new equipment without tying up capital, or want a loan to grow your business, we can help you unlock the funding you need to take your business to the next level.

With simple online applications, fast access to funds and excellent customer service, find out why so many businesses trust us to help them grow.

We also offer a wide range of simple, competitive wholesale and retail finance solutions for equipment manufacturers, dealers and distributors. 

• Release up to 90% of unpaid invoices in 24 hours
• Apply online  for business loans up to £50,000, finance assets up to £500,000
• Fast online application, instant decisions, no hidden fees
• Strategic finance options and services for equipment manufacturers, distributors and brokers

Realise your ambitions with a personal loan

Whether you’re looking to improve your home, upgrade your car or take a trip of a lifetime, our competitively priced personal loans can help make your dreams a reality.

We provide unsecured personal loans from £2,500 to £25,000, with a simple online application and instant decision.

With no hidden fees, and straightforward repayment options, we process a loan application every 60 seconds and offer an individually tailored service that puts you in control - just one of the reasons we’ve been voted the UK’s Voted Best Direct Personal Loans Provider five years running by YourMoney.com.

• Loans available from £2,500 to £25,000 tailored to suit your budget
• Simple application process and straightforward repayment options
• Instant decisions with funds available within 48 hours

Vehicle services and motor finance for your business

Keep your business moving with fully managed vehicle solutions for businesses of all sizes, plus innovative finance for motor dealers.

Whether you’re looking for a few vehicles or operate a large fleet that could include HGVs, plant machinery or custom-built specialist assets, we have the expertise and track record to develop the right solution for your business.

And for motor dealers looking for game-changing motor finance to drive your sales activity, our innovative technology allows you to run an application in just three minutes, with 90% of decisions made instantly - so you can be confident you can make the most of every customer, never losing a sale.

• We're the only provider to offer a total asset solution including trucks, plant machinery and bespoke assets
• High level service covering the whole lifecycle of fleet assets from accident and breakdown management, servicing and maintenance, to end-of-life disposal 
• Motor dealers can run a finance application in under 3 minutes with 90% of decisions made instantly

Hassle-free driving with personal leasing

Personal contract hire or personal leasing, can offer you a flexible, cost-effective way to fund a brand new car, for a fixed period of time - one that can be easier to manage and doesn’t tie up a chunk of your money.

If you're looking to drive the newest models, with the latest safety features and gadgets, leasing could work for you. Simply find the car you want, choose the mileage, term and initial payment of your choice, and we can do the rest for you.

You can even fully configure your car with choices of colour, trim, wheels and driver packs and save cars in your wish list to compare before placing your order.

• All makes and models available - including electric vehicles
• Fixed monthly payments can make budgeting easy
• Flexible initial rental payment and mileage terms with our vehicle configuration tool
• Hassle-free driving when you add a maintenance package (extra charges apply)
• Fair and transparent pricing with no hidden costs

Finance assets in Europe 

We provide bespoke finance for specialist business assets across Europe, working closely with manufacturers and vendors to find the right solution for your business needs.

With a dedicated branch office in Amsterdam and a team that speaks seven European languages, we have the reach, expertise and experience to offer tailored financial solutions to businesses across Europe.

From industrial machinery and heavy plant equipment to cutting-edge medical technology, we have in-depth product and market knowledge to help companies invest in and use products and services in the way that meets their specific needs.

• Unique manufacturer relationships and industry expertise
• Product and market expertise includes construction, manufacturing and healthcare
• Flexible financing options
• Dedicated European office in Amsterdam with a multi-lingual team