Hitachi Group Global Network





Middle East and Africa


  1. Hitachi Capital >
  2. Retail Finance >
  3. Countdown Interest Bearing Credit

Countdown Interest Bearing Credit

The holiday period at the start of this finance agreement makes it a very attractive offer. Primarily used in the furniture and electrical sectors to give the customer's better payment options.

How it works for your customers

  • APR at an agreed rate is applied
  • There is a payment holiday at the start of their agreement
  • Their first payment will be stated on their agreement form and will be collected after the holiday period
  • If they settle their agreement within the holiday period they do so interest free
  • If they don’t settle their agreement within the holiday period they will make equal monthly repayments including interest which is calculated from inception of the agreement

How it works for you

  • We offer a range of payment and deferral terms for Countdown Interest Bearing Credit on purchases between £500 and £25,000
  • Dependant on the rate of APR used a subsidy or a commission can be applied to Countdown Interest Bearing Credit

Omni Channel

Select the channel that meets your business needs

Instore solution

Instore Solution

Our online CreditMaster2 system allows you to process a customer's finance application in under 3 minutes!

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Our user friendly site gives customers the ability to apply for finance 24 hours a day giving added convenience to the customer experience.

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Mail order

Mail Order

Our Mail Order system enables you to e-mail a link to your customer, which allows them to process their own application in the comfort of their own home.

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Get in touch with our retail team by filling out an enquiry form here >