Hitachi Capital offers this more traditional type of credit agreement but with the added bonus that retailers get choice on the APR and have the potential to earn commission.

Typically, customers are able to spread the cost of their purchases over convenient monthly payments, ranging from 12 to 36 months.

Our open pricing policy gives retailers confidence in our pricing structures. It also enables us to calculate lending facilities accurately and, ultimately, give retailers the most competitive rates possible for their customers.