Research carried out by Mintel showed that people with mortgages have to wait nine months before getting any help from the Government if they are unable to work.

Plus, the same source revealed, when Government payments do kick in, they only cover the interest element of the mortgage repayment, and even this only applies to repayments up to the first £100K of any mortgage.

Add to this Home Office figures showing 500 people a day becoming unemployed due to involuntary redundancy and that fact that 3,000 people a day start claiming benefit because of injury or ill-health, and Payment Protection Insurance becomes a must.

Our PPI adds value to any product portfolio. We give a choice of monthly and single premium policies and have options to include life and critical illness cover, accident and illness cover, and protection against redundancy or hospitalisation.

We provide polices at a competitive net rate – giving our partners the opportunity to earn on each deal, and are happy to have our products branded under a company’s own name. The administration for each policy is managed by us and we have a customer helpline for claims handling and advice.