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Low Cost Credit
Increase customer spend through low cost credit deals.

This is a popular choice for customers who wish to have the confidence to spend with low monthly instalments at a competitive rate. The subsidy charged is competitive with credit card swipes whilst giving the customer a more attractive APR.

Total cash price: £1,200.00
Less deposit: £120.00
Loan amount: £1,080.00
Total charge for credit: £107.76
Balance payable: £1,187.76
24 monthly repayments of: £49.49
Annual percentage rate: (APR)  9.7%

  • Requires a small subsidy payment albeit less than interest free subsidy
  • Flexible loan terms from 12-24 months
  • APR 9.7% Typical


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